Medicare Advantage Plans 2025
USA

medicare.gov/plan-compare | Explore your Medicare Coverage Options

Review your 2025 plan options now.

Medicare Plan Finder at medicare.gov/plan-compare : This is the official website to compare Medicare plans. You can enter your zip code, medications, and health needs to see plan options in your area.

The Plan Finder tool will show you estimated costs, coverage details, and star ratings for quality.

Explore your Medicare Coverage Options

It’s smart to start thinking about your Medicare plan options for 2025 now! Here’s how you can review them:

1. Medicare.gov:

  • Medicare Plan Finder: This is the official website to compare Medicare plans. You can enter your zip code, medications, and health needs to see plan options in your area. The Plan Finder tool will show you estimated costs, coverage details, and star ratings for quality.
  • “Medicare & You” Handbook: This handbook provides detailed information about Medicare, including changes for 2025. You can download it from Medicare.gov.

2. Directly from Insurance Companies:

  • Company Websites: Many insurance companies that offer Medicare Advantage and Part D plans have information about their 2025 offerings on their websites.
  • Contacting Plans: You can call insurance companies directly to ask for information about their 2025 plans and request materials be mailed to you.

3. State Health Insurance Assistance Programs (SHIPs):

  • Free Counseling: SHIPs provide free, personalized counseling to help you understand your Medicare options. They can help you compare plans and find one that meets your needs. You can find your local SHIP by calling 1-800-MEDICARE or visiting the SHIP website.

4. Medicare Advantage & Part D Enrollment Periods:

  • Important Dates: Keep in mind that Medicare Open Enrollment for 2025 runs from October 15th to December 7th, 2024. This is when you can make changes to your coverage.

Key Changes for 2025 to Consider:

Prescription Drug Costs: The Inflation Reduction Act is bringing some changes, including a $2,000 yearly cap on out-of-pocket drug costs for Part D.

Mental Health Coverage: Medicare is expanding mental health coverage, including more telehealth options.

Telehealth: While expanded telehealth access continues through 2024, there may be some limitations in 2025. Check the details carefully.